One-time investment · Mutual funds & FDs
Lumpsum Investment Calculator
See what a one-time investment could compound into, with your choice of annual, monthly, or daily compounding.
Investment details
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Estimated future value
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Amount invested–
Estimated returns–
Growth over time
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How this is calculated
A lumpsum investment compounds using the standard compound-interest formula:
FV = P × (1 + r/n)^(n × t)
where P is the amount invested, r is the annual rate of return, n is the number of compounding periods per year, and t is the investment period in years.
where P is the amount invested, r is the annual rate of return, n is the number of compounding periods per year, and t is the investment period in years.
For mutual funds, "compounding" is really just how the calculation is modelled — the fund's actual NAV moves daily with the market, not on a fixed schedule. For bank fixed deposits, the compounding frequency is set by the bank and stated in your FD agreement; use that setting here for an accurate comparison.