Mutual funds · Monthly investing
SIP Calculator
Estimate what a monthly Systematic Investment Plan could grow into, and see how much of the final corpus is money you put in versus money the market added.
Investment details
₹
Increases your monthly instalment by this percentage every year — a common way to invest a rising salary.
Estimated future value
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Total invested–
Estimated returns–
How your corpus grows
| Year | Invested this year | Total invested | Value |
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How this is calculated
Indian mutual fund SIPs debit your bank account at the start of each period, so the future value uses the annuity-due formula (the same convention AMFI-registered platforms use):
FV = P × [((1 + i)ⁿ − 1) / i] × (1 + i)
where P is the monthly instalment, i is the monthly rate of return (annual rate ÷ 12 ÷ 100), and n is the number of months.
where P is the monthly instalment, i is the monthly rate of return (annual rate ÷ 12 ÷ 100), and n is the number of months.
The "expected annual return" is an assumption you choose — mutual fund returns are market-linked and not guaranteed. A long-term equity fund might average 10–14% over many years, but any single year can be sharply higher or lower, and past performance doesn't guarantee future results.